Kishore Challa

AI and Cloud-Driven Transformation in Finance, Insurance, and the Automotive Ecosystem: A Multi-Sectoral Framework for Credit Risk, Mobility Services, and Consumer Protection

2025 · Journal of Information Systems Engineering & Management

Artificial intelligence (AI) applications are rapidly entering all walks of life, affecting decision-making and the quality of outcomes. Being primarily data-driven, AI utilizes the cloud and the associated vast array of facilities provided by cloud …