Alessio Faccia

Electronic Money Laundering, The Dark Side of Fintech

2020

Fintech has significantly expanded the offer of financial services available to users, facilitating the spread of new financing, payment and exchange services in increasingly large sections of the population. However, there is a downside, represented …

Anonymity And Trust Roles In The Digital Barter Age

2022

Anonymity is generally a controversial feature that presents multiple trade-offs. It preserves privacy but cannot be audited; it ensures voice to the voiceless but is prone to online abuse; it allows whistleblowing, but the information …

Explainable AI (XAI) in Auditing: Bridging the Gap Between Predictive Fraud Models and Regulatory Standards

2026 · Journal of risk and financial management

This article examines whether a high-performing fraud detection model can also meet the demands of auditability, documentation, and regulatory transparency. Using the publicly available European credit card fraud dataset of 284,807 transactions, including 492 fraudulent …